MORTGAGE FRAUD

San Francisco, California Mortgage Fraud Defense Lawyer

In California, mortgage brokers, loan officers, and banks have increasingly been the target of investigations involving mortgage fraud. Due to the emerging financial crisis associated with the subprime market, lawmakers and federal authorities have stepped up efforts to hold realtors, lenders and financial institutions accountable. In most cases, appraisers, mortgage brokers, or loan officers fail to exercise due diligence when making a loan. Consequently, people who are not financially qualified are either encouraged to incorrectly report financial information or are offered a larger mortgage than they are actually qualified for.

At the San Francisco Law Offices of John Runfola, we represent homebuyers, realtors, loan officers and mortgage brokers facing charges of mortgage fraud. In many cases, misunderstandings or a break down in communication can result in what appears to be a falsification of information. As your lawyer, Mr. Runfola works closely with accountants and other financial experts in determining what happened and why.

Don't assume you have no defense or legal recourse just because the prosecution says it has the papers that prove you acted fraudulently. To discuss your case in a completely confidential setting, contact mortgage fraud defense lawyer John Runfola today.

Proving Mortgage Fraud

An application that contains misinformation or "cooked" numbers is not enough to convict someone of mortgage fraud. In order to establish that fraud has taken place, the federal government must prove a homeowner, loan officer, or mortgage broker intentionally and purposefully misreported information in order to commit fraud. As a result, federal investigators often try to intimidate those under investigation or indictment in the hopes of getting them to talk and make a deal in exchange for a reduced sentence.

As your attorney, Mr. Runfola advises and represents you in any interactions with federal authorities. We take steps to ensure you aren't misled into making self-incriminating statements or taking the blame for the actions of someone else. If called before a grand jury, Mr. Runfola is available for consultation at anytime should you have questions about the proceedings or the questions asked of you.

When a Plea Bargain Makes Sense

If there is little question regarding the evidence against you, a plea bargain may be the best option available. As a criminal defense attorney with over 25 years of experience defending clients against fraud and other white collar crimes, Mr. Runfola is a seasoned negotiator. He understands how to work with federal authorities in order to reduce the charges or sentence against his clients. Even if a reduction in charges is not possible, our office will negotiate to have the government halt any forfeiture proceedings against you.

Protect Your Rights - Contact an Experienced Mortgage Fraud Defense Attorney Today

Before you speak to federal authorities, contact mortgage fraud attorney John Runfola today and ensure your rights and interests are protected. We will evaluate the case against you and discuss the best strategy for challenging the government's allegations of mortgage fraud. Upon accepting a client, we vigorously prepare his or her case as if we going to trail and simultaneously attempt to negotiate a settlement that would be most favorable to our client. Call 415-391-4243 today - we can make a difference.